Call report 2004Q3
SOUTHERN COMMERCIAL BANK — 2004Q3
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 443,687,000 | USD | evidence → |
| Total loans | 285,563,000 | USD | evidence → |
| Allowance for loan losses | 5,558,000 | USD | evidence → |
| Securities available for sale | 110,351,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 405,365,000 | USD | evidence → |
| Interest-bearing deposits | 344,637,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,728,000 | USD | evidence → |
| Equity capital | 37,322,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,467,000 | USD | evidence → |
| Interest expense | 3,636,000 | USD | evidence → |
| Net interest income | 12,831,000 | USD | evidence → |
| Noninterest income | 2,198,000 | USD | evidence → |
| Noninterest expense | 9,783,000 | USD | evidence → |
| Provision for loan losses | 525,000 | USD | evidence → |
| Pretax income | 4,879,000 | USD | evidence → |
| Income tax | 1,678,000 | USD | evidence → |
| Net income | 3,201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,876,000 | USD | evidence → |
| Total capital | 41,429,000 | USD | evidence → |
| Risk-weighted assets | 363,246,000 | USD | evidence → |