Call report 2004Q2
SOUTHERN COMMERCIAL BANK — 2004Q2
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 455,330,000 | USD | evidence → |
| Total loans | 299,701,000 | USD | evidence → |
| Allowance for loan losses | 5,486,000 | USD | evidence → |
| Securities available for sale | 89,058,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 418,576,000 | USD | evidence → |
| Interest-bearing deposits | 355,540,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,036,000 | USD | evidence → |
| Equity capital | 36,011,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,110,000 | USD | evidence → |
| Interest expense | 2,503,000 | USD | evidence → |
| Net interest income | 8,607,000 | USD | evidence → |
| Noninterest income | 1,443,000 | USD | evidence → |
| Noninterest expense | 6,471,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 3,511,000 | USD | evidence → |
| Income tax | 1,179,000 | USD | evidence → |
| Net income | 2,332,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,977,000 | USD | evidence → |
| Total capital | 40,505,000 | USD | evidence → |
| Risk-weighted assets | 361,253,000 | USD | evidence → |