Call report 2004Q1
SOUTHERN COMMERCIAL BANK — 2004Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 471,664,000 | USD | evidence → |
| Total loans | 316,384,000 | USD | evidence → |
| Allowance for loan losses | 5,507,000 | USD | evidence → |
| Securities available for sale | 98,087,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 434,025,000 | USD | evidence → |
| Interest-bearing deposits | 367,254,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,771,000 | USD | evidence → |
| Equity capital | 35,951,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,654,000 | USD | evidence → |
| Interest expense | 1,315,000 | USD | evidence → |
| Net interest income | 4,339,000 | USD | evidence → |
| Noninterest income | 674,000 | USD | evidence → |
| Noninterest expense | 3,207,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 1,863,000 | USD | evidence → |
| Income tax | 711,000 | USD | evidence → |
| Net income | 1,152,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,074,000 | USD | evidence → |
| Total capital | 39,797,000 | USD | evidence → |
| Risk-weighted assets | 377,047,000 | USD | evidence → |