Call report 2003Q4
SOUTHERN COMMERCIAL BANK — 2003Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 473,167,000 | USD | evidence → |
| Total loans | 305,608,000 | USD | evidence → |
| Allowance for loan losses | 5,431,000 | USD | evidence → |
| Securities available for sale | 120,407,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 437,526,000 | USD | evidence → |
| Interest-bearing deposits | 377,866,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,660,000 | USD | evidence → |
| Equity capital | 34,625,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,109,000 | USD | evidence → |
| Interest expense | 7,073,000 | USD | evidence → |
| Net interest income | 17,036,000 | USD | evidence → |
| Noninterest income | 3,327,000 | USD | evidence → |
| Noninterest expense | 12,751,000 | USD | evidence → |
| Provision for loan losses | 7,406,000 | USD | evidence → |
| Pretax income | 663,000 | USD | evidence → |
| Income tax | 181,000 | USD | evidence → |
| Net income | 482,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,005,000 | USD | evidence → |
| Total capital | 38,704,000 | USD | evidence → |
| Risk-weighted assets | 375,329,000 | USD | evidence → |