Call report 2003Q3
SOUTHERN COMMERCIAL BANK — 2003Q3
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 488,310,000 | USD | evidence → |
| Total loans | 320,812,000 | USD | evidence → |
| Allowance for loan losses | 3,715,000 | USD | evidence → |
| Securities available for sale | 109,402,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 449,759,000 | USD | evidence → |
| Interest-bearing deposits | 391,611,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,148,000 | USD | evidence → |
| Equity capital | 37,259,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,768,000 | USD | evidence → |
| Interest expense | 5,622,000 | USD | evidence → |
| Net interest income | 13,146,000 | USD | evidence → |
| Noninterest income | 2,568,000 | USD | evidence → |
| Noninterest expense | 9,587,000 | USD | evidence → |
| Provision for loan losses | 2,050,000 | USD | evidence → |
| Pretax income | 4,392,000 | USD | evidence → |
| Income tax | 1,641,000 | USD | evidence → |
| Net income | 2,751,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,495,000 | USD | evidence → |
| Total capital | 40,210,000 | USD | evidence → |
| Risk-weighted assets | 388,813,000 | USD | evidence → |