Call report 2003Q2
SOUTHERN COMMERCIAL BANK — 2003Q2
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 491,388,000 | USD | evidence → |
| Total loans | 321,163,000 | USD | evidence → |
| Allowance for loan losses | 3,642,000 | USD | evidence → |
| Securities available for sale | 106,042,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 452,326,000 | USD | evidence → |
| Interest-bearing deposits | 394,501,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,825,000 | USD | evidence → |
| Equity capital | 36,941,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,692,000 | USD | evidence → |
| Interest expense | 4,000,000 | USD | evidence → |
| Net interest income | 8,692,000 | USD | evidence → |
| Noninterest income | 1,685,000 | USD | evidence → |
| Noninterest expense | 6,450,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 3,271,000 | USD | evidence → |
| Income tax | 1,243,000 | USD | evidence → |
| Net income | 2,028,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,960,000 | USD | evidence → |
| Total capital | 39,602,000 | USD | evidence → |
| Risk-weighted assets | 395,547,000 | USD | evidence → |