Call report 2003Q1
SOUTHERN COMMERCIAL BANK — 2003Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 494,405,000 | USD | evidence → |
| Total loans | 324,929,000 | USD | evidence → |
| Allowance for loan losses | 3,528,000 | USD | evidence → |
| Securities available for sale | 79,173,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 452,352,000 | USD | evidence → |
| Interest-bearing deposits | 396,626,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,726,000 | USD | evidence → |
| Equity capital | 35,419,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,489,000 | USD | evidence → |
| Interest expense | 2,178,000 | USD | evidence → |
| Net interest income | 4,311,000 | USD | evidence → |
| Noninterest income | 825,000 | USD | evidence → |
| Noninterest expense | 3,174,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 1,550,000 | USD | evidence → |
| Income tax | 742,000 | USD | evidence → |
| Net income | 808,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,100,000 | USD | evidence → |
| Total capital | 38,628,000 | USD | evidence → |
| Risk-weighted assets | 381,208,000 | USD | evidence → |