Call report 2002Q4
SOUTHERN COMMERCIAL BANK — 2002Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 471,026,000 | USD | evidence → |
| Total loans | 339,254,000 | USD | evidence → |
| Allowance for loan losses | 3,229,000 | USD | evidence → |
| Securities available for sale | 43,273,000 | USD | evidence → |
| Securities held to maturity | 17,927,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 430,326,000 | USD | evidence → |
| Interest-bearing deposits | 377,679,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,647,000 | USD | evidence → |
| Equity capital | 34,641,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,781,000 | USD | evidence → |
| Interest expense | 11,592,000 | USD | evidence → |
| Net interest income | 17,189,000 | USD | evidence → |
| Noninterest income | 2,983,000 | USD | evidence → |
| Noninterest expense | 12,875,000 | USD | evidence → |
| Provision for loan losses | 1,100,000 | USD | evidence → |
| Pretax income | 6,383,000 | USD | evidence → |
| Income tax | 2,351,000 | USD | evidence → |
| Net income | 4,032,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,364,000 | USD | evidence → |
| Total capital | 37,593,000 | USD | evidence → |
| Risk-weighted assets | 372,426,000 | USD | evidence → |