Call report 2002Q3
SOUTHERN COMMERCIAL BANK — 2002Q3
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 465,821,000 | USD | evidence → |
| Total loans | 349,645,000 | USD | evidence → |
| Allowance for loan losses | 3,385,000 | USD | evidence → |
| Securities available for sale | 38,250,000 | USD | evidence → |
| Securities held to maturity | 17,264,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 425,450,000 | USD | evidence → |
| Interest-bearing deposits | 372,669,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,781,000 | USD | evidence → |
| Equity capital | 33,613,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,913,000 | USD | evidence → |
| Interest expense | 9,175,000 | USD | evidence → |
| Net interest income | 12,738,000 | USD | evidence → |
| Noninterest income | 2,182,000 | USD | evidence → |
| Noninterest expense | 9,608,000 | USD | evidence → |
| Provision for loan losses | 675,000 | USD | evidence → |
| Pretax income | 4,823,000 | USD | evidence → |
| Income tax | 2,030,000 | USD | evidence → |
| Net income | 2,793,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,463,000 | USD | evidence → |
| Total capital | 36,848,000 | USD | evidence → |
| Risk-weighted assets | 394,411,000 | USD | evidence → |