Call report 2002Q2
SOUTHERN COMMERCIAL BANK — 2002Q2
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 462,826,000 | USD | evidence → |
| Total loans | 348,907,000 | USD | evidence → |
| Allowance for loan losses | 3,201,000 | USD | evidence → |
| Securities available for sale | 50,875,000 | USD | evidence → |
| Securities held to maturity | 17,239,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 422,713,000 | USD | evidence → |
| Interest-bearing deposits | 369,092,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,622,000 | USD | evidence → |
| Equity capital | 32,795,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,642,000 | USD | evidence → |
| Interest expense | 6,446,000 | USD | evidence → |
| Net interest income | 8,196,000 | USD | evidence → |
| Noninterest income | 1,396,000 | USD | evidence → |
| Noninterest expense | 6,132,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 3,010,000 | USD | evidence → |
| Income tax | 1,190,000 | USD | evidence → |
| Net income | 1,820,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,551,000 | USD | evidence → |
| Total capital | 35,752,000 | USD | evidence → |
| Risk-weighted assets | 389,825,000 | USD | evidence → |