Call report 2002Q1
SOUTHERN COMMERCIAL BANK — 2002Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 467,564,000 | USD | evidence → |
| Total loans | 361,586,000 | USD | evidence → |
| Allowance for loan losses | 3,086,000 | USD | evidence → |
| Securities available for sale | 53,125,000 | USD | evidence → |
| Securities held to maturity | 8,851,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 429,048,000 | USD | evidence → |
| Interest-bearing deposits | 376,981,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,067,000 | USD | evidence → |
| Equity capital | 31,724,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,354,000 | USD | evidence → |
| Interest expense | 3,424,000 | USD | evidence → |
| Net interest income | 3,930,000 | USD | evidence → |
| Noninterest income | 651,000 | USD | evidence → |
| Noninterest expense | 3,046,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 1,310,000 | USD | evidence → |
| Income tax | 508,000 | USD | evidence → |
| Net income | 802,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,759,000 | USD | evidence → |
| Total capital | 34,845,000 | USD | evidence → |
| Risk-weighted assets | 390,297,000 | USD | evidence → |