Call report 2001Q4
SOUTHERN COMMERCIAL BANK — 2001Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2001Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 473,840,000 | USD | evidence → |
| Total loans | 356,563,000 | USD | evidence → |
| Allowance for loan losses | 3,061,000 | USD | evidence → |
| Securities available for sale | 40,483,000 | USD | evidence → |
| Securities held to maturity | 4,003,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 435,677,000 | USD | evidence → |
| Interest-bearing deposits | 383,678,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,999,000 | USD | evidence → |
| Equity capital | 31,082,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,364,000 | USD | evidence → |
| Interest expense | 19,579,000 | USD | evidence → |
| Net interest income | 12,785,000 | USD | evidence → |
| Noninterest income | 1,773,000 | USD | evidence → |
| Noninterest expense | 11,688,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | 2,198,000 | USD | evidence → |
| Income tax | 522,000 | USD | evidence → |
| Net income | 1,676,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,102,000 | USD | evidence → |
| Total capital | 34,163,000 | USD | evidence → |
| Risk-weighted assets | 382,443,000 | USD | evidence → |