Call report 2025Q3
RAYNE STATE BANK & TRUST COMPANY — 2025Q3
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 525,008,000 | USD | evidence → |
| Total loans | 332,390,000 | USD | evidence → |
| Allowance for loan losses | 6,037,000 | USD | evidence → |
| Securities available for sale | 126,196,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 468,256,000 | USD | evidence → |
| Interest-bearing deposits | 326,689,000 | USD | evidence → |
| Noninterest-bearing deposits | 141,567,000 | USD | evidence → |
| Equity capital | 50,007,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,073,000 | USD | evidence → |
| Interest expense | 5,860,000 | USD | evidence → |
| Net interest income | 16,213,000 | USD | evidence → |
| Noninterest income | 1,465,000 | USD | evidence → |
| Noninterest expense | 9,511,000 | USD | evidence → |
| Provision for loan losses | 170,000 | USD | evidence → |
| Pretax income | 7,961,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 7,961,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,412,000 | USD | evidence → |
| Total capital | 65,620,000 | USD | evidence → |
| Risk-weighted assets | 334,848,000 | USD | evidence → |