Call report 2025Q2
RAYNE STATE BANK & TRUST COMPANY — 2025Q2
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 537,969,000 | USD | evidence → |
| Total loans | 350,469,000 | USD | evidence → |
| Allowance for loan losses | 6,046,000 | USD | evidence → |
| Securities available for sale | 121,691,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 486,608,000 | USD | evidence → |
| Interest-bearing deposits | 341,769,000 | USD | evidence → |
| Noninterest-bearing deposits | 144,839,000 | USD | evidence → |
| Equity capital | 44,954,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,522,000 | USD | evidence → |
| Interest expense | 3,970,000 | USD | evidence → |
| Net interest income | 10,552,000 | USD | evidence → |
| Noninterest income | 775,000 | USD | evidence → |
| Noninterest expense | 6,281,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 4,946,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,946,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,048,000 | USD | evidence → |
| Total capital | 63,489,000 | USD | evidence → |
| Risk-weighted assets | 353,698,000 | USD | evidence → |