Call report 2025Q4
RAYNE STATE BANK & TRUST COMPANY — 2025Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 541,188,000 | USD | evidence → |
| Total loans | 338,070,000 | USD | evidence → |
| Allowance for loan losses | 6,244,000 | USD | evidence → |
| Securities available for sale | 133,483,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 484,987,000 | USD | evidence → |
| Interest-bearing deposits | 339,420,000 | USD | evidence → |
| Noninterest-bearing deposits | 145,567,000 | USD | evidence → |
| Equity capital | 50,932,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,521,000 | USD | evidence → |
| Interest expense | 7,771,000 | USD | evidence → |
| Net interest income | 21,750,000 | USD | evidence → |
| Noninterest income | 1,854,000 | USD | evidence → |
| Noninterest expense | 12,658,000 | USD | evidence → |
| Provision for loan losses | 370,000 | USD | evidence → |
| Pretax income | 10,540,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 10,540,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,431,000 | USD | evidence → |
| Total capital | 65,748,000 | USD | evidence → |
| Risk-weighted assets | 343,393,000 | USD | evidence → |