Call report 2025Q1
RAYNE STATE BANK & TRUST COMPANY — 2025Q1
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 517,406,000 | USD | evidence → |
| Total loans | 341,777,000 | USD | evidence → |
| Allowance for loan losses | 5,952,000 | USD | evidence → |
| Securities available for sale | 122,250,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 468,890,000 | USD | evidence → |
| Interest-bearing deposits | 326,104,000 | USD | evidence → |
| Noninterest-bearing deposits | 142,786,000 | USD | evidence → |
| Equity capital | 42,480,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,067,000 | USD | evidence → |
| Interest expense | 1,952,000 | USD | evidence → |
| Net interest income | 5,115,000 | USD | evidence → |
| Noninterest income | 394,000 | USD | evidence → |
| Noninterest expense | 3,142,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,367,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,367,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,973,000 | USD | evidence → |
| Total capital | 61,344,000 | USD | evidence → |
| Risk-weighted assets | 348,122,000 | USD | evidence → |