Call report 2024Q4
RAYNE STATE BANK & TRUST COMPANY — 2024Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 503,769,000 | USD | evidence → |
| Total loans | 339,644,000 | USD | evidence → |
| Allowance for loan losses | 5,952,000 | USD | evidence → |
| Securities available for sale | 121,785,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 458,904,000 | USD | evidence → |
| Interest-bearing deposits | 319,052,000 | USD | evidence → |
| Noninterest-bearing deposits | 139,852,000 | USD | evidence → |
| Equity capital | 39,270,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,499,000 | USD | evidence → |
| Interest expense | 7,381,000 | USD | evidence → |
| Net interest income | 20,118,000 | USD | evidence → |
| Noninterest income | 1,606,000 | USD | evidence → |
| Noninterest expense | 13,238,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 8,386,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 8,386,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,284,000 | USD | evidence → |
| Total capital | 59,654,000 | USD | evidence → |
| Risk-weighted assets | 348,027,000 | USD | evidence → |