Call report 2008Q1
RAYNE STATE BANK & TRUST COMPANY — 2008Q1
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,194,000 | USD | evidence → |
| Total loans | 132,948,000 | USD | evidence → |
| Allowance for loan losses | 1,097,000 | USD | evidence → |
| Securities available for sale | 40,512,000 | USD | evidence → |
| Securities held to maturity | 7,804,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 186,855,000 | USD | evidence → |
| Interest-bearing deposits | 123,311,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,544,000 | USD | evidence → |
| Equity capital | 20,484,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,248,000 | USD | evidence → |
| Interest expense | 668,000 | USD | evidence → |
| Net interest income | 2,580,000 | USD | evidence → |
| Noninterest income | 395,000 | USD | evidence → |
| Noninterest expense | 1,827,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,148,000 | USD | evidence → |
| Income tax | 370,000 | USD | evidence → |
| Net income | 778,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,109,000 | USD | evidence → |
| Total capital | 21,206,000 | USD | evidence → |
| Risk-weighted assets | 153,210,000 | USD | evidence → |