Call report 2008Q2
RAYNE STATE BANK & TRUST COMPANY — 2008Q2
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 220,374,000 | USD | evidence → |
| Total loans | 141,321,000 | USD | evidence → |
| Allowance for loan losses | 1,094,000 | USD | evidence → |
| Securities available for sale | 41,924,000 | USD | evidence → |
| Securities held to maturity | 8,302,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 193,756,000 | USD | evidence → |
| Interest-bearing deposits | 125,289,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,467,000 | USD | evidence → |
| Equity capital | 20,243,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,305,000 | USD | evidence → |
| Interest expense | 1,287,000 | USD | evidence → |
| Net interest income | 5,018,000 | USD | evidence → |
| Noninterest income | 763,000 | USD | evidence → |
| Noninterest expense | 3,671,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 2,090,000 | USD | evidence → |
| Income tax | 672,000 | USD | evidence → |
| Net income | 1,418,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,400,000 | USD | evidence → |
| Total capital | 21,494,000 | USD | evidence → |
| Risk-weighted assets | 159,964,000 | USD | evidence → |