Call report 2007Q4
RAYNE STATE BANK & TRUST COMPANY — 2007Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,438,000 | USD | evidence → |
| Total loans | 133,968,000 | USD | evidence → |
| Allowance for loan losses | 1,097,000 | USD | evidence → |
| Securities available for sale | 43,309,000 | USD | evidence → |
| Securities held to maturity | 7,709,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,405,000 | USD | evidence → |
| Interest-bearing deposits | 119,128,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,277,000 | USD | evidence → |
| Equity capital | 19,795,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,245,000 | USD | evidence → |
| Interest expense | 3,388,000 | USD | evidence → |
| Net interest income | 9,857,000 | USD | evidence → |
| Noninterest income | 1,514,000 | USD | evidence → |
| Noninterest expense | 7,054,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 4,242,000 | USD | evidence → |
| Income tax | 1,271,000 | USD | evidence → |
| Net income | 2,971,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,682,000 | USD | evidence → |
| Total capital | 20,779,000 | USD | evidence → |
| Risk-weighted assets | 153,983,000 | USD | evidence → |