Call report 2004Q1
RAYNE STATE BANK & TRUST COMPANY — 2004Q1
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,094,000 | USD | evidence → |
| Total loans | 99,219,000 | USD | evidence → |
| Allowance for loan losses | 905,000 | USD | evidence → |
| Securities available for sale | 34,458,000 | USD | evidence → |
| Securities held to maturity | 4,792,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,734,000 | USD | evidence → |
| Interest-bearing deposits | 98,797,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,937,000 | USD | evidence → |
| Equity capital | 13,472,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,146,000 | USD | evidence → |
| Interest expense | 369,000 | USD | evidence → |
| Net interest income | 1,777,000 | USD | evidence → |
| Noninterest income | 311,000 | USD | evidence → |
| Noninterest expense | 1,390,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 663,000 | USD | evidence → |
| Income tax | 206,000 | USD | evidence → |
| Net income | 457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,888,000 | USD | evidence → |
| Total capital | 13,793,000 | USD | evidence → |
| Risk-weighted assets | 106,128,000 | USD | evidence → |