Call report 2003Q4
RAYNE STATE BANK & TRUST COMPANY — 2003Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,400,000 | USD | evidence → |
| Total loans | 93,096,000 | USD | evidence → |
| Allowance for loan losses | 855,000 | USD | evidence → |
| Securities available for sale | 35,562,000 | USD | evidence → |
| Securities held to maturity | 5,027,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,896,000 | USD | evidence → |
| Interest-bearing deposits | 99,740,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,156,000 | USD | evidence → |
| Equity capital | 12,973,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,221,000 | USD | evidence → |
| Interest expense | 1,885,000 | USD | evidence → |
| Net interest income | 6,336,000 | USD | evidence → |
| Noninterest income | 1,432,000 | USD | evidence → |
| Noninterest expense | 6,145,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 1,672,000 | USD | evidence → |
| Income tax | 471,000 | USD | evidence → |
| Net income | 1,201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,501,000 | USD | evidence → |
| Total capital | 13,356,000 | USD | evidence → |
| Risk-weighted assets | 104,838,000 | USD | evidence → |