Call report 2004Q2
RAYNE STATE BANK & TRUST COMPANY — 2004Q2
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,475,000 | USD | evidence → |
| Total loans | 104,643,000 | USD | evidence → |
| Allowance for loan losses | 934,000 | USD | evidence → |
| Securities available for sale | 33,417,000 | USD | evidence → |
| Securities held to maturity | 5,247,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,540,000 | USD | evidence → |
| Interest-bearing deposits | 99,994,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,546,000 | USD | evidence → |
| Equity capital | 13,353,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,239,000 | USD | evidence → |
| Interest expense | 734,000 | USD | evidence → |
| Net interest income | 3,505,000 | USD | evidence → |
| Noninterest income | 619,000 | USD | evidence → |
| Noninterest expense | 2,779,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 1,296,000 | USD | evidence → |
| Income tax | 402,000 | USD | evidence → |
| Net income | 894,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,256,000 | USD | evidence → |
| Total capital | 14,190,000 | USD | evidence → |
| Risk-weighted assets | 104,654,000 | USD | evidence → |