Call report 2008Q1
CITIZENS BANK — 2008Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 182,495,000 | USD | evidence → |
| Total loans | 147,187,000 | USD | evidence → |
| Allowance for loan losses | 2,559,000 | USD | evidence → |
| Securities available for sale | 9,811,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 148,188,000 | USD | evidence → |
| Interest-bearing deposits | 126,954,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,234,000 | USD | evidence → |
| Equity capital | 20,291,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,995,000 | USD | evidence → |
| Interest expense | 1,274,000 | USD | evidence → |
| Net interest income | 1,721,000 | USD | evidence → |
| Noninterest income | 328,000 | USD | evidence → |
| Noninterest expense | 1,414,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 545,000 | USD | evidence → |
| Income tax | 177,000 | USD | evidence → |
| Net income | 368,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,322,000 | USD | evidence → |
| Total capital | 22,231,000 | USD | evidence → |
| Risk-weighted assets | 152,075,000 | USD | evidence → |