Call report 2008Q2
CITIZENS BANK — 2008Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,295,000 | USD | evidence → |
| Total loans | 141,332,000 | USD | evidence → |
| Allowance for loan losses | 2,122,000 | USD | evidence → |
| Securities available for sale | 10,638,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,628,000 | USD | evidence → |
| Interest-bearing deposits | 123,700,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,927,000 | USD | evidence → |
| Equity capital | 20,291,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,667,000 | USD | evidence → |
| Interest expense | 2,338,000 | USD | evidence → |
| Net interest income | 3,329,000 | USD | evidence → |
| Noninterest income | 595,000 | USD | evidence → |
| Noninterest expense | 2,796,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 948,000 | USD | evidence → |
| Income tax | 307,000 | USD | evidence → |
| Net income | 641,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,436,000 | USD | evidence → |
| Total capital | 22,304,000 | USD | evidence → |
| Risk-weighted assets | 149,177,000 | USD | evidence → |