Call report 2007Q4
CITIZENS BANK — 2007Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,901,000 | USD | evidence → |
| Total loans | 149,816,000 | USD | evidence → |
| Allowance for loan losses | 2,589,000 | USD | evidence → |
| Securities available for sale | 15,849,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,057,000 | USD | evidence → |
| Interest-bearing deposits | 115,780,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,277,000 | USD | evidence → |
| Equity capital | 19,898,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,459,000 | USD | evidence → |
| Interest expense | 6,188,000 | USD | evidence → |
| Net interest income | 7,271,000 | USD | evidence → |
| Noninterest income | 1,166,000 | USD | evidence → |
| Noninterest expense | 5,040,000 | USD | evidence → |
| Provision for loan losses | 2,194,000 | USD | evidence → |
| Pretax income | 1,203,000 | USD | evidence → |
| Income tax | 374,000 | USD | evidence → |
| Net income | 829,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,955,000 | USD | evidence → |
| Total capital | 21,760,000 | USD | evidence → |
| Risk-weighted assets | 143,642,000 | USD | evidence → |