Call report 2004Q2
CITIZENS BANK — 2004Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 152,697,000 | USD | evidence → |
| Total loans | 136,896,000 | USD | evidence → |
| Allowance for loan losses | 1,740,000 | USD | evidence → |
| Securities available for sale | 7,467,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,517,000 | USD | evidence → |
| Interest-bearing deposits | 112,778,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,739,000 | USD | evidence → |
| Equity capital | 14,349,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,607,000 | USD | evidence → |
| Interest expense | 970,000 | USD | evidence → |
| Net interest income | 3,637,000 | USD | evidence → |
| Noninterest income | 621,000 | USD | evidence → |
| Noninterest expense | 2,421,000 | USD | evidence → |
| Provision for loan losses | 207,000 | USD | evidence → |
| Pretax income | 1,630,000 | USD | evidence → |
| Income tax | 552,000 | USD | evidence → |
| Net income | 1,078,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,387,000 | USD | evidence → |
| Total capital | 15,952,000 | USD | evidence → |
| Risk-weighted assets | 125,004,000 | USD | evidence → |