Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,616,000 | USD | evidence → |
| Total loans | 148,806,000 | USD | evidence → |
| Allowance for loan losses | 1,759,000 | USD | evidence → |
| Securities available for sale | 6,776,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,920,000 | USD | evidence → |
| Interest-bearing deposits | 120,036,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,884,000 | USD | evidence → |
| Equity capital | 14,843,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,014,000 | USD | evidence → |
| Interest expense | 1,506,000 | USD | evidence → |
| Net interest income | 5,508,000 | USD | evidence → |
| Noninterest income | 934,000 | USD | evidence → |
| Noninterest expense | 3,684,000 | USD | evidence → |
| Provision for loan losses | 353,000 | USD | evidence → |
| Pretax income | 2,405,000 | USD | evidence → |
| Income tax | 812,000 | USD | evidence → |
| Net income | 1,593,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,817,000 | USD | evidence → |
| Total capital | 16,509,000 | USD | evidence → |
| Risk-weighted assets | 135,263,000 | USD | evidence → |