Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,056,000 | USD | evidence → |
| Total loans | 132,804,000 | USD | evidence → |
| Allowance for loan losses | 1,628,000 | USD | evidence → |
| Securities available for sale | 10,071,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,390,000 | USD | evidence → |
| Interest-bearing deposits | 110,500,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,889,000 | USD | evidence → |
| Equity capital | 13,452,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,272,000 | USD | evidence → |
| Interest expense | 489,000 | USD | evidence → |
| Net interest income | 1,783,000 | USD | evidence → |
| Noninterest income | 297,000 | USD | evidence → |
| Noninterest expense | 1,144,000 | USD | evidence → |
| Provision for loan losses | 113,000 | USD | evidence → |
| Pretax income | 823,000 | USD | evidence → |
| Income tax | 281,000 | USD | evidence → |
| Net income | 542,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,380,000 | USD | evidence → |
| Total capital | 14,893,000 | USD | evidence → |
| Risk-weighted assets | 120,929,000 | USD | evidence → |