Call report 2023Q4
CITIZENS FIRST BANK — 2023Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 314,304,000 | USD | evidence → |
| Total loans | 238,275,000 | USD | evidence → |
| Allowance for loan losses | 2,847,000 | USD | evidence → |
| Securities available for sale | 59,795,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 260,664,000 | USD | evidence → |
| Interest-bearing deposits | 224,360,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,304,000 | USD | evidence → |
| Equity capital | 15,913,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,976,000 | USD | evidence → |
| Interest expense | 6,662,000 | USD | evidence → |
| Net interest income | 7,314,000 | USD | evidence → |
| Noninterest income | 1,222,000 | USD | evidence → |
| Noninterest expense | 7,204,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 1,103,000 | USD | evidence → |
| Income tax | 45,000 | USD | evidence → |
| Net income | 1,058,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,853,000 | USD | evidence → |
| Total capital | 28,790,000 | USD | evidence → |
| Risk-weighted assets | 250,160,000 | USD | evidence → |