Call report 2023Q3
CITIZENS FIRST BANK — 2023Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 311,264,000 | USD | evidence → |
| Total loans | 231,381,000 | USD | evidence → |
| Allowance for loan losses | 3,077,000 | USD | evidence → |
| Securities available for sale | 57,019,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 256,669,000 | USD | evidence → |
| Interest-bearing deposits | 219,178,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,491,000 | USD | evidence → |
| Equity capital | 12,003,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,127,000 | USD | evidence → |
| Interest expense | 4,723,000 | USD | evidence → |
| Net interest income | 5,404,000 | USD | evidence → |
| Noninterest income | 871,000 | USD | evidence → |
| Noninterest expense | 5,343,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 759,000 | USD | evidence → |
| Income tax | 31,000 | USD | evidence → |
| Net income | 728,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,782,000 | USD | evidence → |
| Total capital | 28,869,000 | USD | evidence → |
| Risk-weighted assets | 246,957,000 | USD | evidence → |