Call report 2024Q1
CITIZENS FIRST BANK — 2024Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 318,117,000 | USD | evidence → |
| Total loans | 239,369,000 | USD | evidence → |
| Allowance for loan losses | 2,934,000 | USD | evidence → |
| Securities available for sale | 58,142,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 246,233,000 | USD | evidence → |
| Interest-bearing deposits | 210,399,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,834,000 | USD | evidence → |
| Equity capital | 15,601,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,940,000 | USD | evidence → |
| Interest expense | 1,991,000 | USD | evidence → |
| Net interest income | 1,949,000 | USD | evidence → |
| Noninterest income | 480,000 | USD | evidence → |
| Noninterest expense | 1,841,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 516,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 495,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,240,000 | USD | evidence → |
| Total capital | 29,260,000 | USD | evidence → |
| Risk-weighted assets | 252,132,000 | USD | evidence → |