Call report 2012Q3
CITIZENS FIRST BANK — 2012Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,571,000 | USD | evidence → |
| Total loans | 118,314,000 | USD | evidence → |
| Allowance for loan losses | 1,499,000 | USD | evidence → |
| Securities available for sale | 14,163,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 131,988,000 | USD | evidence → |
| Interest-bearing deposits | 117,458,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,530,000 | USD | evidence → |
| Equity capital | 15,201,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,131,000 | USD | evidence → |
| Interest expense | 877,000 | USD | evidence → |
| Net interest income | 4,254,000 | USD | evidence → |
| Noninterest income | 1,229,000 | USD | evidence → |
| Noninterest expense | 3,123,000 | USD | evidence → |
| Provision for loan losses | 365,000 | USD | evidence → |
| Pretax income | 2,037,000 | USD | evidence → |
| Income tax | 66,000 | USD | evidence → |
| Net income | 1,971,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,755,000 | USD | evidence → |
| Total capital | 16,254,000 | USD | evidence → |
| Risk-weighted assets | 146,239,000 | USD | evidence → |