Call report 2012Q4
CITIZENS FIRST BANK — 2012Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,920,000 | USD | evidence → |
| Total loans | 113,860,000 | USD | evidence → |
| Allowance for loan losses | 1,311,000 | USD | evidence → |
| Securities available for sale | 16,254,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,984,000 | USD | evidence → |
| Interest-bearing deposits | 126,893,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,091,000 | USD | evidence → |
| Equity capital | 15,592,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,808,000 | USD | evidence → |
| Interest expense | 1,144,000 | USD | evidence → |
| Net interest income | 5,664,000 | USD | evidence → |
| Noninterest income | 1,757,000 | USD | evidence → |
| Noninterest expense | 4,488,000 | USD | evidence → |
| Provision for loan losses | 465,000 | USD | evidence → |
| Pretax income | 2,514,000 | USD | evidence → |
| Income tax | 98,000 | USD | evidence → |
| Net income | 2,416,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,200,000 | USD | evidence → |
| Total capital | 16,511,000 | USD | evidence → |
| Risk-weighted assets | 141,878,000 | USD | evidence → |