Call report 2012Q2
CITIZENS FIRST BANK — 2012Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,406,000 | USD | evidence → |
| Total loans | 115,098,000 | USD | evidence → |
| Allowance for loan losses | 1,406,000 | USD | evidence → |
| Securities available for sale | 14,484,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,206,000 | USD | evidence → |
| Interest-bearing deposits | 114,294,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,912,000 | USD | evidence → |
| Equity capital | 14,850,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,426,000 | USD | evidence → |
| Interest expense | 604,000 | USD | evidence → |
| Net interest income | 2,822,000 | USD | evidence → |
| Noninterest income | 722,000 | USD | evidence → |
| Noninterest expense | 2,068,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 1,248,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 1,218,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,502,000 | USD | evidence → |
| Total capital | 15,908,000 | USD | evidence → |
| Risk-weighted assets | 143,591,000 | USD | evidence → |