Call report 2012Q1
CITIZENS FIRST BANK — 2012Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,565,000 | USD | evidence → |
| Total loans | 115,560,000 | USD | evidence → |
| Allowance for loan losses | 1,259,000 | USD | evidence → |
| Securities available for sale | 15,045,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,437,000 | USD | evidence → |
| Interest-bearing deposits | 115,241,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,196,000 | USD | evidence → |
| Equity capital | 14,802,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,721,000 | USD | evidence → |
| Interest expense | 320,000 | USD | evidence → |
| Net interest income | 1,401,000 | USD | evidence → |
| Noninterest income | 322,000 | USD | evidence → |
| Noninterest expense | 998,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 617,000 | USD | evidence → |
| Income tax | -5,000 | USD | evidence → |
| Net income | 622,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,551,000 | USD | evidence → |
| Total capital | 15,810,000 | USD | evidence → |
| Risk-weighted assets | 142,969,000 | USD | evidence → |