Call report 2008Q3
CITIZENS FIRST BANK — 2008Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,780,000 | USD | evidence → |
| Total loans | 97,482,000 | USD | evidence → |
| Allowance for loan losses | 869,000 | USD | evidence → |
| Securities available for sale | 6,439,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,964,000 | USD | evidence → |
| Interest-bearing deposits | 91,730,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,234,000 | USD | evidence → |
| Equity capital | 10,174,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,108,000 | USD | evidence → |
| Interest expense | 2,342,000 | USD | evidence → |
| Net interest income | 2,766,000 | USD | evidence → |
| Noninterest income | 701,000 | USD | evidence → |
| Noninterest expense | 2,640,000 | USD | evidence → |
| Provision for loan losses | 149,000 | USD | evidence → |
| Pretax income | 678,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | 638,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,164,000 | USD | evidence → |
| Total capital | 11,033,000 | USD | evidence → |
| Risk-weighted assets | 105,702,000 | USD | evidence → |