Call report 2008Q2
CITIZENS FIRST BANK — 2008Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,484,000 | USD | evidence → |
| Total loans | 97,281,000 | USD | evidence → |
| Allowance for loan losses | 831,000 | USD | evidence → |
| Securities available for sale | 6,578,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,283,000 | USD | evidence → |
| Interest-bearing deposits | 86,417,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,866,000 | USD | evidence → |
| Equity capital | 9,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,401,000 | USD | evidence → |
| Interest expense | 1,626,000 | USD | evidence → |
| Net interest income | 1,775,000 | USD | evidence → |
| Noninterest income | 451,000 | USD | evidence → |
| Noninterest expense | 1,700,000 | USD | evidence → |
| Provision for loan losses | 114,000 | USD | evidence → |
| Pretax income | 412,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 388,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,914,000 | USD | evidence → |
| Total capital | 10,745,000 | USD | evidence → |
| Risk-weighted assets | 102,634,000 | USD | evidence → |