Call report 2008Q4
CITIZENS FIRST BANK — 2008Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,313,000 | USD | evidence → |
| Total loans | 98,700,000 | USD | evidence → |
| Allowance for loan losses | 884,000 | USD | evidence → |
| Securities available for sale | 7,452,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,994,000 | USD | evidence → |
| Interest-bearing deposits | 97,796,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,198,000 | USD | evidence → |
| Equity capital | 10,333,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,836,000 | USD | evidence → |
| Interest expense | 3,077,000 | USD | evidence → |
| Net interest income | 3,759,000 | USD | evidence → |
| Noninterest income | 935,000 | USD | evidence → |
| Noninterest expense | 3,586,000 | USD | evidence → |
| Provision for loan losses | 179,000 | USD | evidence → |
| Pretax income | 929,000 | USD | evidence → |
| Income tax | 44,000 | USD | evidence → |
| Net income | 885,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,411,000 | USD | evidence → |
| Total capital | 11,295,000 | USD | evidence → |
| Risk-weighted assets | 109,813,000 | USD | evidence → |