Call report 2008Q1
CITIZENS FIRST BANK — 2008Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,487,000 | USD | evidence → |
| Total loans | 94,142,000 | USD | evidence → |
| Allowance for loan losses | 829,000 | USD | evidence → |
| Securities available for sale | 7,942,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,017,000 | USD | evidence → |
| Interest-bearing deposits | 89,177,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,840,000 | USD | evidence → |
| Equity capital | 9,343,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,718,000 | USD | evidence → |
| Interest expense | 850,000 | USD | evidence → |
| Net interest income | 868,000 | USD | evidence → |
| Noninterest income | 206,000 | USD | evidence → |
| Noninterest expense | 839,000 | USD | evidence → |
| Provision for loan losses | 43,000 | USD | evidence → |
| Pretax income | 192,000 | USD | evidence → |
| Income tax | 13,000 | USD | evidence → |
| Net income | 179,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,256,000 | USD | evidence → |
| Total capital | 10,085,000 | USD | evidence → |
| Risk-weighted assets | 100,187,000 | USD | evidence → |