Call report 2007Q4
CITIZENS FIRST BANK — 2007Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,903,000 | USD | evidence → |
| Total loans | 91,638,000 | USD | evidence → |
| Allowance for loan losses | 788,000 | USD | evidence → |
| Securities available for sale | 8,964,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,561,000 | USD | evidence → |
| Interest-bearing deposits | 88,261,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,300,000 | USD | evidence → |
| Equity capital | 9,382,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,058,000 | USD | evidence → |
| Interest expense | 3,572,000 | USD | evidence → |
| Net interest income | 3,486,000 | USD | evidence → |
| Noninterest income | 525,000 | USD | evidence → |
| Noninterest expense | 3,068,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 793,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | 753,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,356,000 | USD | evidence → |
| Total capital | 10,144,000 | USD | evidence → |
| Risk-weighted assets | 99,826,000 | USD | evidence → |