Call report 2007Q3
CITIZENS FIRST BANK — 2007Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,095,000 | USD | evidence → |
| Total loans | 93,701,000 | USD | evidence → |
| Allowance for loan losses | 815,000 | USD | evidence → |
| Securities available for sale | 7,734,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,319,000 | USD | evidence → |
| Interest-bearing deposits | 91,451,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,868,000 | USD | evidence → |
| Equity capital | 8,802,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,246,000 | USD | evidence → |
| Interest expense | 2,669,000 | USD | evidence → |
| Net interest income | 2,577,000 | USD | evidence → |
| Noninterest income | 339,000 | USD | evidence → |
| Noninterest expense | 2,256,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 555,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 532,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,835,000 | USD | evidence → |
| Total capital | 9,650,000 | USD | evidence → |
| Risk-weighted assets | 100,902,000 | USD | evidence → |