Call report 2007Q2
CITIZENS FIRST BANK — 2007Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,109,000 | USD | evidence → |
| Total loans | 91,859,000 | USD | evidence → |
| Allowance for loan losses | 869,000 | USD | evidence → |
| Securities available for sale | 7,816,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,243,000 | USD | evidence → |
| Interest-bearing deposits | 85,245,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,998,000 | USD | evidence → |
| Equity capital | 8,866,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,451,000 | USD | evidence → |
| Interest expense | 1,752,000 | USD | evidence → |
| Net interest income | 1,699,000 | USD | evidence → |
| Noninterest income | 205,000 | USD | evidence → |
| Noninterest expense | 1,488,000 | USD | evidence → |
| Provision for loan losses | 74,000 | USD | evidence → |
| Pretax income | 342,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 333,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,976,000 | USD | evidence → |
| Total capital | 9,845,000 | USD | evidence → |
| Risk-weighted assets | 98,173,000 | USD | evidence → |