Call report 2007Q1
CITIZENS FIRST BANK — 2007Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,856,000 | USD | evidence → |
| Total loans | 89,690,000 | USD | evidence → |
| Allowance for loan losses | 825,000 | USD | evidence → |
| Securities available for sale | 7,779,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,912,000 | USD | evidence → |
| Interest-bearing deposits | 86,288,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,624,000 | USD | evidence → |
| Equity capital | 9,033,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,693,000 | USD | evidence → |
| Interest expense | 866,000 | USD | evidence → |
| Net interest income | 827,000 | USD | evidence → |
| Noninterest income | 93,000 | USD | evidence → |
| Noninterest expense | 729,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 157,000 | USD | evidence → |
| Income tax | -1,000 | USD | evidence → |
| Net income | 158,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,076,000 | USD | evidence → |
| Total capital | 9,901,000 | USD | evidence → |
| Risk-weighted assets | 96,188,000 | USD | evidence → |