Call report 2006Q4
CITIZENS FIRST BANK — 2006Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,015,000 | USD | evidence → |
| Total loans | 87,601,000 | USD | evidence → |
| Allowance for loan losses | 832,000 | USD | evidence → |
| Securities available for sale | 8,305,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,243,000 | USD | evidence → |
| Interest-bearing deposits | 82,653,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,590,000 | USD | evidence → |
| Equity capital | 8,861,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,240,000 | USD | evidence → |
| Interest expense | 2,815,000 | USD | evidence → |
| Net interest income | 3,425,000 | USD | evidence → |
| Noninterest income | 371,000 | USD | evidence → |
| Noninterest expense | 2,728,000 | USD | evidence → |
| Provision for loan losses | 216,000 | USD | evidence → |
| Pretax income | 852,000 | USD | evidence → |
| Income tax | 53,000 | USD | evidence → |
| Net income | 799,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,918,000 | USD | evidence → |
| Total capital | 9,750,000 | USD | evidence → |
| Risk-weighted assets | 92,682,000 | USD | evidence → |