Call report 2006Q3
CITIZENS FIRST BANK — 2006Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,865,000 | USD | evidence → |
| Total loans | 85,333,000 | USD | evidence → |
| Allowance for loan losses | 824,000 | USD | evidence → |
| Securities available for sale | 8,567,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,317,000 | USD | evidence → |
| Interest-bearing deposits | 80,149,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,168,000 | USD | evidence → |
| Equity capital | 8,625,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,579,000 | USD | evidence → |
| Interest expense | 1,995,000 | USD | evidence → |
| Net interest income | 2,584,000 | USD | evidence → |
| Noninterest income | 270,000 | USD | evidence → |
| Noninterest expense | 2,053,000 | USD | evidence → |
| Provision for loan losses | 186,000 | USD | evidence → |
| Pretax income | 615,000 | USD | evidence → |
| Income tax | 41,000 | USD | evidence → |
| Net income | 574,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,692,000 | USD | evidence → |
| Total capital | 9,516,000 | USD | evidence → |
| Risk-weighted assets | 86,732,000 | USD | evidence → |