Call report 2005Q4
CITIZENS FIRST BANK — 2005Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,634,000 | USD | evidence → |
| Total loans | 81,844,000 | USD | evidence → |
| Allowance for loan losses | 664,000 | USD | evidence → |
| Securities available for sale | 5,781,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,625,000 | USD | evidence → |
| Interest-bearing deposits | 77,958,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,667,000 | USD | evidence → |
| Equity capital | 8,206,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,427,000 | USD | evidence → |
| Interest expense | 2,009,000 | USD | evidence → |
| Net interest income | 3,418,000 | USD | evidence → |
| Noninterest income | 362,000 | USD | evidence → |
| Noninterest expense | 2,629,000 | USD | evidence → |
| Provision for loan losses | 183,000 | USD | evidence → |
| Pretax income | 968,000 | USD | evidence → |
| Income tax | 49,000 | USD | evidence → |
| Net income | 919,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,322,000 | USD | evidence → |
| Total capital | 8,986,000 | USD | evidence → |
| Risk-weighted assets | 80,816,000 | USD | evidence → |