Call report 2006Q1
CITIZENS FIRST BANK — 2006Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,758,000 | USD | evidence → |
| Total loans | 82,481,000 | USD | evidence → |
| Allowance for loan losses | 730,000 | USD | evidence → |
| Securities available for sale | 7,469,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,304,000 | USD | evidence → |
| Interest-bearing deposits | 81,749,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,555,000 | USD | evidence → |
| Equity capital | 8,146,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,456,000 | USD | evidence → |
| Interest expense | 611,000 | USD | evidence → |
| Net interest income | 845,000 | USD | evidence → |
| Noninterest income | 76,000 | USD | evidence → |
| Noninterest expense | 694,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 161,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 149,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,268,000 | USD | evidence → |
| Total capital | 8,998,000 | USD | evidence → |
| Risk-weighted assets | 83,042,000 | USD | evidence → |