Call report 2005Q3
CITIZENS FIRST BANK — 2005Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 98,274,000 | USD | evidence → |
| Total loans | 82,039,000 | USD | evidence → |
| Allowance for loan losses | 683,000 | USD | evidence → |
| Securities available for sale | 6,354,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,465,000 | USD | evidence → |
| Interest-bearing deposits | 78,773,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,692,000 | USD | evidence → |
| Equity capital | 7,990,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,993,000 | USD | evidence → |
| Interest expense | 1,442,000 | USD | evidence → |
| Net interest income | 2,551,000 | USD | evidence → |
| Noninterest income | 274,000 | USD | evidence → |
| Noninterest expense | 1,985,000 | USD | evidence → |
| Provision for loan losses | 121,000 | USD | evidence → |
| Pretax income | 719,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,087,000 | USD | evidence → |
| Total capital | 8,770,000 | USD | evidence → |
| Risk-weighted assets | 80,986,000 | USD | evidence → |