Call report 2005Q2
CITIZENS FIRST BANK — 2005Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,384,000 | USD | evidence → |
| Total loans | 81,311,000 | USD | evidence → |
| Allowance for loan losses | 755,000 | USD | evidence → |
| Securities available for sale | 6,239,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,813,000 | USD | evidence → |
| Interest-bearing deposits | 77,004,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,809,000 | USD | evidence → |
| Equity capital | 7,793,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,600,000 | USD | evidence → |
| Interest expense | 915,000 | USD | evidence → |
| Net interest income | 1,685,000 | USD | evidence → |
| Noninterest income | 188,000 | USD | evidence → |
| Noninterest expense | 1,321,000 | USD | evidence → |
| Provision for loan losses | 78,000 | USD | evidence → |
| Pretax income | 474,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 451,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,857,000 | USD | evidence → |
| Total capital | 8,612,000 | USD | evidence → |
| Risk-weighted assets | 83,059,000 | USD | evidence → |